CIG Insurance Agency

The "Chosen Spot" for all your insurance needs

Logo Login Button
Canandaigua
585-394-5544
470 South Pearl Street
Canandaigua, New York
Honeoye
585-229-2300
9 Honeoye Commons
Honeoye, New York

Business Insurance from CIG Insurance Agency

New York Commercial Umbrella insurance

Our Insurance Companies

Safeco Insurance - Member of Liberty Mutual Group

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

Commercial Umbrella Insurance

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, CIG Insurance recommends that your business insurance program include this coverage.

What is Excess Liability Coverage?

This coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Who needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.

Talk to CIG Insurance about your business operations. We can advise you on what kind of liability coverage you need to protect yourself and your company. Give us a call and we’ll help make sure you’re covered.


Insurance in your inbox

Sign up for our newsletter

Note: leave the Subject field blank if you are a real person. If this field is filled in, your request will be ignored. This helps us protect against automated form posts (spam).

CIG Insurance Agency is a Trusted Choice member.
Read our pledge »

CIG Insurance Agency is a 3S agency.
Learn more »

© 2017 CIG Insurance Agency
Insurance in Canandaigua & Honeoye, New York