CIG Insurance Agency

The "Chosen Spot" for all your insurance needs

Logo Login Button
Canandaigua
585-394-5544
470 South Pearl Street
Canandaigua, New York
Honeoye
585-229-2300
9 Honeoye Commons
Honeoye, New York

Business Insurance from CIG Insurance Agency

New York Commercial Property insurance

Our Insurance Companies

Safeco Insurance - Member of Liberty Mutual Group

One of the most common types of business insurance is commercial property insurance, which provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered.

A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, CIG Insurance can help you determine the type of insurance policy and range of coverage that is best for your business.

For a full list of coverage available, or to learn more about this business property insurance, contact us today.

About Commercial Property Insurance

  • Insuring Buildings

    Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give us a call today, and we’ll help you determine if you have enough commercial property insurance for your business.

  • Flood Insurance

    Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask us to review your insurance policy, and we’ll help you find the best solution.

  • Business Personal Property Coverage

    Business personal property insurance covers property at a specified location such as furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).

  • Business Income (Business Interruption Coverage)

    This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. We strongly recommend that all businesses acquire this coverage.

  • Electronic Data Processing (EDP) Insurance

    This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.

CIG Insurance understands the Canandaigua business insurance needs of our customers. The right coverage for you is unique – call us today to find out how to protect your business and your future with the right insurance.


Insurance in your inbox

Sign up for our newsletter

Note: leave the Subject field blank if you are a real person. If this field is filled in, your request will be ignored. This helps us protect against automated form posts (spam).

CIG Insurance Agency is a Trusted Choice member.
Read our pledge »

CIG Insurance Agency is a 3S agency.
Learn more »

© 2017 CIG Insurance Agency
Insurance in Canandaigua & Honeoye, New York